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Disclaimer and Waiver of Liability This website and consultations with Denise Zak are in no way intended for or a replacement of professional medical or mental health care. Readings are provided to interpret Higher Self and Universal Intelligence. This information is not a substitute for or replacement of diagnosis, treatment, or advice from trained specialists such as including but not limited to Psychiatrists, Psychologists, Doctors, Lawyers, or Investment Counselors. By scheduling and participating in a reading with Denise Zak you agree to the following: In no event will Denise Zak or employees be liable to any party for damages of any kind whatsoever including but not limited to consequential damages arising from use of or inability to use information provided by Denise Zak or decision made or action or lack of action taken in reliance of such information.

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